Your 401(k) might not be doing so great these days, but for those looking to buy or refinance a home. It was 4.75 percent a week ago and 3.93 percent a year ago. The 15-year fixed-rate average sank.

Try our easy-to-use refinance calculator and see if you could save by refinancing. Estimate your new monthly mortgage payment, savings and breakeven point.

It pays to shop around for mortgage rates. Find a competitive rate for your home loan with free quotes for 15-year mortgage rates.

Home loans and mortgage refinance from Guaranteed Rate. Low rates and expert advice, FHA loans, VA loans, 15 / 30 yr mortgages, ARM loans, Jumbo loans.

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Today’s low interest rate for a 15-year fixed is 3.5% (3.998% APR), and the interest rate for a 30-year fixed is 4.125% (4.391% APR). Why You Should Choose Quicken Loans You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.

Best 7 1 Arm Rates Top 5 Lowest 7-Year ARM Mortgage Rates How do you snag the lowest rates, especially if you plan on staying in your first home for seven years and are leaning toward the 7/1 adjustable rate.

Compare current, customized mortgage refinance rates from our top-rated lenders. To start, simply enter in your type of loan, your home’s current value, your current mortgage balance, your home typeand your credit score. LendingTree will allow you to comparison shop different interest rates and APRs.

What Is My Mortgage Rate A mortgage rate lock freezes your interest rate until loan closing. If you’re comfortable with your rate, and the monthly payment fits your budget, consider locking it in. Here’s more about.

A 15-year fixed-rate mortgage maintains the same interest rate and monthly payment over the 15-year loan period. The 15 year fixed-rate mortgage allows the borrower to pay off the mortgage faster and typically has a low interest rate. But monthly payments are usually higher than with other mortgages.

When interest rates are rising, the conventional wisdom says that refinancing your mortgage is less appealing. But for some homeowners, a 15-year refinance mortgage could be a smart financial move.

Current Chase Mortgage Rates for Refinance Chase’s competitive mortgage rates are backed by an experienced staff of mortgage professionals. The interest rate table below is updated daily, Monday through Friday, to give you the most current rates when refinancing a home loan.

First mortgages; Fixed- and adjustable-rate mortgages; 100% financing; fha and VA. Today's Real Estate Rates. 30 year (15/15) ARM. FHA 30 year Fixed Mortgage*. The “Prime Alliance” and "Zillow" links are provided as a convenient.