Mortgage Loan Rates. In-House Fixed Purchase or Refinance. All mortgage loan interest rates shown are the Credit Union's base rates. These rates may vary.

Federal Home Loan Bank Rate Mortgage rates were quiet ahead of news Wednesday that the Federal Reserve was leaving its federal funds rate unchanged. The announcement came too late in the week to be factored into the Federal Home.

The Texas Mortgage Credit Certificate provides qualified borrowers with up to $2,000 per year in a federal income tax credit based on mortgage interest paid in the tax year. Applicants must be first-time homebuyers and must meet income and purchase price limits.

If you hope to get the best mortgage rates possible, you'll need to make sure that you are well-qualified. Here are some of the key criteria that.

Benefits of conventional fixed-rate mortgages. the best loan for you, or for specific down payment information contact an Amegy Bank mortgage loan officer.

Mortgage Interest Rates Last 30 Days Treasury Rate: A treasury rate (aka treasury yield) is an US-based index that relies upon the current return on investment of US government debt obligations (i.e. bills, notes, bonds) for specific periods of time. It is used for fixed interest rates and can be used for any length of mortgage, up to 30 years.

Other Houston mortgage types mixed. The average rate for 15-year fixed-rate mortgages rose 2 basis points, growing to 3.55 percent. Monthly payments on a hypothetical $165,000, 15-year fixed-rate mortgage ticked up along with rates, scaling up $1.62 to $1,183.61.

Current rates in Texas are 4.293% for a 30-year fixed, 3.694% for a 15-year fixed, and 3.84% for a 5/1 adjustable-rate mortgage (arm).

If you can afford it, 15-year mortgage rates in Texas are significantly lower than 30-year rates, and the fact you pay them off twice as fast means you can save huge amounts of interest. texas mortgage rates aren’t the same for all borrowers. Your credit score and down payment affect what your mortgage rate will be.

Mortgage Rates | Hirschi Realtors is the leader in Wichita Falls area real estate through full time professional real estate agents who specialize in Wichita Falls,

The average Texas mortgage rate for fixed-rate 30-year mortgages is 4.1%. Texas jumbo loan rates In general the conforming limit for mortgages in the U.S. is $453,100.

Mortgage 101 can help you select and seal an awesome mortgage deal today. The 5/5 & 5/1 Adjustable Rate Mortgage This mortgage type offers a stable payment and interest rate for the first five years. In the sixth year the interest rates, and therefore the payments, are adjusted every five years for the 5/5 arm and every year for the 5/1 arm.

Home Mortgage Rates in Texas. Texas has a vibrant property market with competitive prices. The state’s large area presents many options that can please different types of buyers. The lowest prices will be found in the Southwest, along the state’s border with Mexico.