Conventional wisdom states that when buying a house. The Federal Housing Administration, for instance, provides mortgage insurance on loans made by FHA-approved lenders. In fact, FHA mortgage.

a 30-year FHA at 3.875 percent, a 15-year conventional at 3.625 percent, a 30-year conventional at 4.375 percent, a 15-year fha high-balance ($453,101 to $679,650) at 4.0 percent, a 30-year FHA.

FHA vs a Conventional loan. Make the right choice. Learn about the advantages and disadvantages of FHA and Conventional Home Loans. Compare payment.

The Federal Housing Administration (FHA) has long offered buyers first-time buyers with good jobs who are solid credit risks, but simply lack the cash to make the type of down payments required in the.